Credit risk management in commercial banks thesis

One 1 April 2014 the hotly debated New Credit Amnesty Law will become enforced in South Africa – this is according to the Consumer Goods Council of South Africa. The financial industry has offered fierce opposition for the law since it says that it will increase lender's risk while at the same time increasing the cost of credit. The reasons for this range from being unable to source reliable credit information from consumers to being unable to trust inaccurate credit bureau reports. However, a watered down version is about to come into effect.

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RMA: The Risk Management Association RMA is a member-driven professional association whose sole purpose is to advance sound risk management principles in the financial services industry.

FRM® (Certified Financial Risk Manager Program) is an international professional certification offered by GARP (The Global Association of Risk Professionals). GARP is the only recognized membership association for professional risk managers. [15] [16] [17] [18] GARP is a not-for-profit organization and aims at creating a cultural environment of risk awareness and management at every organizational level. [15] [16] [19] [17] [18] [20] The corporate headquarters of GARP is located in Jersey City, New Jersey with a regional office in London, England. GARP enables the risk community to make better informed risk decisions through "creating a culture of risk awareness®". [15] [16] [21] [17] [18]

Credit risk management in commercial banks thesis

credit risk management in commercial banks thesis

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